Business Loan
PopularFuel your business growth with our flexible term loans designed for MSMEs and established businesses.
- Loan Amount
- ₹1 Lakh – ₹2 Crore
- Tenor
- 12 – 60 months
- Interest Rate
- On Request
Products
Our Loan Products
Clear pricing, competitive rates, and terms built around your needs. All rates and charges are disclosed upfront in the Key Fact Statement.
Interest Rates: 12% – 24% p.a. (reducing balance) depending on product and credit assessment. View Interest Rate Policy · EMI Calculator
Working Capital Loan
Fast TrackBridge short-term cash flow gaps and keep your operations running smoothly with our working capital solutions.
- Loan Amount
- ₹50,000 – ₹1 Crore
- Tenor
- 6 – 24 months
- Interest Rate
- On Request
Machinery & Equipment Finance
Upgrade or acquire plant, machinery, and equipment without straining your working capital.
- Loan Amount
- ₹2 Lakh – ₹2 Crore
- Tenor
- 12 – 60 months
- Interest Rate
- On Request
Service Charges & Fees
All charges are disclosed upfront in the sanction letter and Key Fact Statement (KFS). No hidden fees.
| Fee / Charge | Amount / Rate |
|---|---|
| Processing Fee | 1% – 3% of loan amount + GST |
| Prepayment Charges | Nil – 2% of outstanding principal |
| Documentation / Stamp Duty | At actuals |
| Penal Charges (not penal interest) | 2% p.a. on overdue principal |
| Cheque / NACH Bounce | ₹500 per bounce + bank charges |
| Loan Statement / NOC | ₹200 per instance |
| Foreclosure Charges | 1% – 2% of outstanding amount |
All charges are subject to applicable GST. Actual charges applicable to your loan will be stated in the sanction letter and Key Fact Statement. Last updated: April 2024.
Not sure which product is right for you?
Use our EMI calculator to estimate your repayment, or apply and let our team guide you.