Business Loan
Our Business Loan is designed for micro, small, and medium enterprises that need capital for expansion, working capital, equipment, or any business purpose. We offer competitive interest rates with a quick, straightforward approval process.
₹1 Lakh – ₹2 Crore
Loan Amount
12 – 60 months
Tenor
5–7...
Turnaround
Interest Rate: On Request (reducing balance) · View Rate Policy · Calculate EMI
Key Features
- Loan amount from ₹1 Lakh to ₹2 Crore
- Flexible tenor up to 60 months
- Minimal collateral requirements
- Quick disbursement in 5–7 working days
- Part-prepayment allowed after lock-in
- No end-use restrictions within the business
Eligibility Criteria
- Registered business entity (Proprietorship / Partnership / LLP / Pvt. Ltd.)
- Minimum 2 years in business
- Audited financials for last 2 years
- Age of applicant / guarantor: 25–65 years
- Minimum annual turnover: ₹25 Lakh
- Satisfactory credit history (CIBIL score 650+)
Documents Required
- KYC documents (Aadhaar, PAN)
- Business registration certificate
- Last 2 years ITR with computation
- Last 2 years audited financials
- Last 12 months bank statements
- GST returns (last 12 months)
Typical Turnaround
5–7 working days from complete documentation
The rates and terms above are indicative. Actual rate, loan amount, and tenor offered will be based on credit assessment as per our Interest Rate Policy. Loan disbursement is subject to satisfactory KYC, credit assessment, and compliance with our internal policies. This page does not constitute a loan offer.