Business Loan
PopularFuel your business growth with our flexible term loans designed for MSMEs and established businesses.
- Loan Amount
- ₹1 Lakh – ₹2 Crore
- Tenor
- 12 – 60 months
- Interest Rate
- On Request
Ashiana Fincap Private Limited®
Responsible Credit for Growing Businesses
An RBI-registered NBFC offering business loans and working capital to MSMEs and individuals across India.
Who We Serve
First-generation entrepreneurs, established MSMEs, or working professionals. We have a product for you.
We serve
MSMEs & Small Businesses
Business loans, working capital, and equipment finance to power your growth engine.
We serve
Established Companies
Large-ticket structured finance solutions for expansion and scale-up needs.
We serve
Salaried & Self-Employed
Financing for immediate personal needs: medical, education, travel, or any purpose.
Our Loan Products
Clear pricing, competitive rates, and terms built around your repayment capacity.
Working Capital Loan
Fast TrackBridge short-term cash flow gaps and keep your operations running smoothly with our working capital solutions.
- Loan Amount
- ₹50,000 – ₹1 Crore
- Tenor
- 6 – 24 months
- Interest Rate
- On Request
Machinery & Equipment Finance
Upgrade or acquire plant, machinery, and equipment without straining your working capital.
- Loan Amount
- ₹2 Lakh – ₹2 Crore
- Tenor
- 12 – 60 months
- Interest Rate
- On Request
Why Choose Ashiana Fincap?
We combine regulatory discipline with a genuine commitment to borrower outcomes.
01
RBI Regulated
Fully registered with the Reserve Bank of India under CoR No. N-14-03087. Your rights are protected.
02
Transparent Pricing
All fees, charges, and rates are disclosed upfront in the Key Fact Statement. No hidden surprises.
03
Quick Turnaround
Credit decisions typically within 3–7 working days from complete documentation.
04
Customer-First Approach
Dedicated relationship managers and a 3-level grievance redressal mechanism for every borrower.
05
Fair Practices
Bound by RBI's Fair Practices Code: ethical recovery, no harassment, no discriminatory practices.
06
Digital-First Process
Minimal paperwork, digital KYC, and online application tracking for a smooth borrower experience.
Simple, 4-Step Process
From interest to disbursement, we keep things simple.
Express Interest
Fill our online lead form or call us. No commitment required.
Submit Documents
Share KYC, financials, and other required documents with our team.
Credit Assessment
Our team evaluates your application within 3–7 working days.
Disbursement
On sanction and document completion, funds are disbursed to your account.
Regulatory Standing
Regulated by the Reserve Bank of India
Ashiana Fincap Private Limited is registered with the Reserve Bank of India as a Non-Banking Financial Company (NBFC).
RBI does not undertake any responsibility for the correctness of statements or representations made by the company.
Ready to take the next step?
Submit your interest today. No obligation, no fees. Our team will reach out within 2 working days.